PAIER
Get back to building.
Your AI back office is live

Get back to building.

Paier handles the invoices, payroll, fraud detection, and daily pay — so your back office never takes you away from the work that made you start.

Start Free Trial — 30 Days Free
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app.paier-ai.com/dashboard/employer
$47,250
Cash Balance
$12,400
Money In
$8,200
Money Out
12
Team
Bob
Bob: Scanned 3 emails overnight. Found a duplicate invoice from Acme ($2,400) and auto-GL coded 7 expenses. Guardian blocked 1 phishing attempt.
CRITICAL — Amaz0n AWS: Spoofed sender, $12,500
MEDIUM — WeWork renewal: $9K/mo, 14 days left
INFO — 2% early-pay discount: save $847
One Platform, Three Portals

How Paier Works

Paier is an AI-powered platform that runs your back office. Three portals, one brain — everything connected.

Business Mode

AP automation, contract generation, email scanning, Guardian Agent fraud detection, vendor management, payroll.

$47,250
Cash Balance
$8,200
Money Out
12
Team
3
Pending
9 Payment Rails Active
$

Personal Mode

All your favorite financial apps in one free app. Daily Pay, P2P payments, savings bundles, bill pay, expense submission, subscription management — powered by Bob.

$4,139.50
Total Available
$3,247
Earnings
68%
Savings Rate
Free for every employee

Vendor Portal

Secure portal, invoice tracking, W-9 submission, payment history, direct messaging with employers.

4
Invoices
$22K
Pending
W-9
Submitted
ACH
Preferred
Portal Access Active
One platform, not nine

Your tools, simplified.

Most SMBs juggle $1,000+/month in disconnected software. Paier brings it all under one roof.

→
Paier
One platform. Everything.
$99
starting /mo
20+ hrs
saved weekly
$0
daily pay cost

Bob scans your inbox and finds invoices

Connect Gmail or Outlook. Bob reads every email, extracts invoice data, flags threats, and auto-categorizes everything. No more manual forwarding.

EMAIL SCAN RESULTS — 6 items found
Invoices Found
3
Threats Blocked
1
Renewals Detected
2
Add to Payables
Review Threats
Skip All

Bob catches fraud before you see it

10 scanner types running autonomously. Invoice amount mismatches, spoofed sender detection, bank redirect attempts, duplicate invoice blocking. 24/7 protection.

Amaz0n AWS — $12,500RISK 92
Typosquatting detected: "Amaz0n" vs "Amazon". Different bank account. First-time sender. Amount 340% above average.
Block
Mark Safe
Investigate
47
Threats Found
$24K
Money Saved
8
Phishing Blocked

Bob writes contracts in 30 seconds

W-2 employment, 1099 contractor, consulting, freelancer. NDA and IP assignment included. Milestone-based payment terms with smart contract escrow on Base L2.

SELECT CONTRACT TYPE
W-2 Employee
Full-time, tax withholding
1099 Contractor
Independent, no withholding
Consultant
Strategy & advisory
Freelancer
Creative & dev projects
Include Non-Disclosure Agreement
$

Every employee gets a free financial super-app

Think Venmo + Cash App + DailyPay + Rocket Money — all in one. Employees get instant access to earned wages, P2P payments, savings bundles with auto-pay, bill management, expense submission, and their own personal Bob. Free for every employee. No separate download.

$425.50
Available to Cash Out Today
Cash Out
$3,247
Earnings
68%
Savings
$1,820
Spending
Bob
Bob: Your T-Mobile bill is due tomorrow ($85). I found the same plan at $65/mo. I can auto-pay from your Cell Phone bundle AND negotiate the rate. Want me to handle both?

Every vendor gets a portal

Vendors see their invoices, submit W-9s, track payments, and message you directly. No more email chains. Paier manages the relationship.

VENDOR DASHBOARD — 4 Active
Amazon AWS
$8,617
W-9 ✓
WeWork
$9,000
W-9 Pending
Gusto
$1,850
W-9 ✓
Google Workspace
$2,400
W-9 ✓
What does Paier do?

Everything your back office needs. Nothing it doesn’t.

Tap any card to explore what Paier handles — and what you can retire.

Email Scanning

Bob reads your inbox and pulls out invoices, threats, and renewals.

▼
  • Connect Gmail, Outlook, or any IMAP provider
  • Auto-extract invoice data — vendor, amount, due date
  • Flag phishing, spoofing, and suspicious senders
  • Detect subscription renewals and rate changes
Replaces: manual forwarding, Stampli inbox

Guardian Agent

10 fraud scanners running 24/7. Catches what humans miss.

▼
  • Typosquatting & spoofed sender detection
  • Duplicate invoice blocking
  • Bank account change alerts
  • Amount anomaly scoring vs. vendor history
Replaces: manual review, fraud audits

9 Payment Rails

ACH, card, crypto, BNPL, PayPal — Bob picks the cheapest.

▼
  • Cross-rail optimizer scores fee + speed
  • Affirm BNPL for invoices up to $20K
  • Crypto via Coinbase & Base L2
  • PayPal, WalletConnect, QuickBooks Payments
Replaces: BILL, Melio, separate crypto tools

Payroll

Bob calculates gross-to-net, runs payroll, batches contractor payments.

▼
  • Federal + state + FICA tax withholding
  • Preview & approve before executing
  • W-2 employees + 1099 contractors in one run
  • Automatic pay stub generation
Replaces: Gusto, ADP, manual payroll

Employee App

All their favorite financial apps in one free app — powered by Bob.

▼
  • Daily Pay — up to 50% of earned wages, instantly
  • P2P payments — send, request, split with coworkers
  • Savings bundles — auto-save for rent, phone, bills
  • Bill pay — link billers, Bob auto-pays on due date
  • Expense submission — snap a receipt, Bob does the rest
  • Subscription management — Bob negotiates and cancels
  • Guardian fraud alerts on personal transactions
Replaces: Venmo, Cash App, DailyPay, EarnIn, Rocket Money, Mint

Quotes & Contracts

Quote → Contract → Invoice. One flow, fully automated.

▼
  • Create proposals with line items
  • Client approves via branded link
  • Auto-generate contract from accepted quote
  • Auto-generate invoice with payment link
Replaces: DocuSign, PandaDoc, HoneyBook
See your savings

What’s your current stack actually costing?

Adjust the numbers to match your team. Most founders are surprised.

Tool$/moHrs/wk
Accounting (QuickBooks, Xero)
Payroll (Gusto, ADP)
AP / Bill Pay (BILL, Melio)
Expenses (Expensify, Ramp)
Contracts (DocuSign, PandaDoc)
Daily Pay (DailyPay, Earnin)
Team Chat (Slack, Teams)
$903
Your stack today
$295/mo
Paier Pro (with payroll)
$654
$7,848/year
14 hrs
saved per week
728 hrs/year
back to building
Early feedback

Founders getting back to building.

“Bob caught a duplicate invoice that would have cost us $4,200. Paid for itself before the trial ended.”
JR
Jason R.
CEO, 15-person agency
“Daily Pay changed our retention overnight. Nobody’s leaving for a company that doesn’t offer it.”
SM
Sarah M.
COO, Restaurant Group
“I replaced three tools in one afternoon. Now I spend mornings on product instead of reconciliation.”
DK
David K.
Founder, SaaS Startup
Your team’s new favorite app

Every employee gets a free financial super-app.

No separate download. No extra cost. The moment you onboard an employee, they get instant access to everything — Daily Pay, P2P payments, savings, bill pay, subscription negotiation, expenses, and their own personal Bob. Think Venmo meets Rocket Money — powered by AI.

⚡ Daily Pay 💸 P2P Payments 🎯 Savings Bundles 💳 Bill Pay 🧾 Expenses 📱 Subscriptions 🛡️ Fraud Alerts
$0
Cost per employee.
Free forever.
Simple Pricing

Start Free. Scale with Paier.

30-day free trial on every plan. No credit card required. Cancel anytime.

Starter
$99/mo
For teams 1–10
The full Paier platform. AP automation, fraud detection, and Daily Pay for your team.
  • ✓Bob AI agent (Smart + Agentic)
  • ✓Email scanning + Guardian
  • ✓All 9 payment rails
  • ✓Daily Pay for employees
  • ✓Contracts + W-9/W-4
  • ✓Quotes & Proposals
  • ✓Vendor portal
  • ✓QuickBooks sync
Start Free — 30 Days, No Card
Pro
$295/mo
For teams up to 50
Everything in Starter plus full payroll with automated tax filing.
  • ✓Everything in Starter
  • ✓Full payroll automation
  • ✓W-2 & 1099 tax filing
  • ✓Gross-to-net tax engine
  • ✓Batch contractor payments
  • ✓Cross-rail optimizer
  • ✓Bob messaging + draft assist
  • ✓Priority support
Start Free — 30 Days, No Card
Enterprise
$595/mo
For teams 50–500
Everything in Pro plus multi-entity, CRM, white-label, and dedicated support.
  • ✓Everything in Pro
  • ✓Multi-entity / multi-location
  • ✓CRM pipeline + lead capture
  • ✓White-label client portal
  • ✓API access + custom integrations
  • ✓Dedicated account manager
  • ✓SOC 2 compliance package
  • ✓Advanced analytics
Start Free — 30 Days, No Card
Ready in 5 minutes

Getting started is the easy part.

No migration headaches. No training required. Connect and go.

1

Sign up & connect

Create your account, connect your email (Gmail or Outlook), and link your bank via Plaid. Takes about 5 minutes.

2

Bob scans & organizes

Bob reads your inbox overnight, pulls out every invoice, flags threats, auto-categorizes transactions, and sets up your vendor list.

3

You’re running

Approve payments, run payroll, invite your team to Daily Pay. Paier handles the rest while you get back to building.

⚡ Most teams are fully set up in under 24 hours
Do I need to replace QuickBooks?▼
Nope. Paier syncs with QuickBooks automatically. Bob categorizes everything and pushes it to your books in real-time. Keep your accountant happy — they’ll just have less to fix.
How does Daily Pay work for my employees?▼
Employees get access to up to 50% of their earned wages each day. You fund nothing upfront — Paier handles the cash flow. Zero cost on employer-sponsored plans. Employees sign up through their onboarding link.
Is my financial data secure?▼
Bank-level encryption (AES-256), SOC 2 compliance, and Plaid-certified integration. Guardian Agent actively monitors for fraud 24/7. We never store raw banking credentials — everything goes through Plaid’s secure infrastructure.
What happens after the 30-day trial?▼
You pick a plan ($99/mo Starter, $295/mo Pro, or $595/mo Enterprise) or cancel — no pressure, no auto-charges. Your data stays available for 30 days after cancellation if you change your mind.
Bob from Accounting

Start your 30-day free trial.
Paier’s ready.

No credit card required. Set up in under 5 minutes. Paier starts working on day one.

Start Free Trial